If you want to file a property tax protest, you’ll need to be prepared to present evidence that shows the appraisal district overvalued your home. Changes to the property’s condition, such as upgrades or damage, can increase or decrease property value.
With many homeowners experiencing damage from Texas’ Hurricane Beryl in 2024, we could see many citing property damage as evidence in their 2025 appeals. Here is how property damage can potentially help you lower your appraised value.
Types of Evidence in Property Tax Appeals
When preparing for a property tax appeal, you can use different evidence to support your claim that the appraised value of your property is too high. These include:
- Comparable Home Sales: Evidence showing that similar homes in your area have sold for less than your value.
- Professional Appraisals: A recent appraisal that indicates a lower market value than the assessor’s value.
- Property Damage: Visual evidence of damage or deterioration.
- Repair Estimates: Documentation of estimates for repairs from a local contractor or insurance company.
- Fire or Flood Reports: Official reports documenting major damage.
Among these, property damage or necessary repairs can be particularly compelling in showing that your property was overvalued. However, it’s essential to know what types of damage or repairs are eligible and how to present this evidence effectively.
What Types of Property Damage Can Be Used for Appeals?
Not all types of damage or repairs will be considered during a property tax appeal.
Timing Matters
Damage or repairs that occur after January 1 will not be considered for that year’s property tax protest. Property appraisals are only based on the condition of the property as of January 1.
Eligible Damages
Types of damage that can support a lower value include structural issues, fire damage, water damage from floods or leaks, and significant deterioration that affects the home’s safety and livability.
Cosmetic upgrades or renovations will not strengthen your case, and in fact, they may increase your property tax assessment at a later date.
Providing Proof of Damage or Repairs
To successfully use damage or repairs as evidence in your property tax appeal, you’ll need to provide substantial proof. Here are some types of documentation that can strengthen your case:
- Photographs: Take clear, detailed photos of the damage. Ensure that these photos are dated.
- Repair Estimates: Obtain written estimates from licensed contractors outlining the cost and scope of necessary repairs.
- Official Reports: For significant damage such as fire or flood, include official reports from fire departments, insurance companies, or other relevant authorities.
- Invoices and Receipts: If repairs have been completed, provide invoices and receipts to show the costs incurred.
Again, remember that damage or repairs made after January 1 will not be acceptable evidence in your appeal.
Presenting well-documented evidence of property damage or necessary repairs can significantly bolster your appeal. Remember to focus on damages that affect habitability and ensure that your evidence is thorough and clearly presented.
North Texas Property Tax Services consultants use property damage and other evidence to appeal your appraised value. Our consultants handle the entire process for you, including filing, collecting evidence, and attending hearings.
Begin your property tax protest with NTPTS.